Preauthorizations don't transfer when you switch insurance. Here's what happens to scheduled procedures and how to avoid surprise bills.

Traumatic injuries can alter daily life for years. Persistent pain, weakness, poor balance, and fatigue often limit walking, bathing, dressing, cooking, driving, and work capacity. Anxiety, depression, hypervigilance, and sleep disruption may further impair concentration, relationships, and treatment adherence. Financial strain commonly follows from medical costs, reduced income, and administrative barriers. Long-term stability often depends...